South Florida is a long way from home for the several thousand Finns who spend the winters in Lake Worth. For a little taste of the motherland, many of them come to Scandia Bakery, which has become something of a city hall for snowbirds from the Helsinki hinterlands. They discuss news from the north over custard-filled Danish at breakfast, plates of meatloaf ($6.75 for a whole meal) for lunch, and cabbage rolls (two for $4) at dinner. Specials are written on paper plates taped to the back wall, and a shelf of goods displays all things Finnish, including bags of ultra-strong coffee that would make those Scandinavian winters bearable. After lounging for a few hours on the L-shaped couch under the front windows, you can buy a warm of Russian sourdough from owners Aune and Taisto Kaanto. And you'll be glad you did. All of it is a lot easier to digest than the Finnish language. Example: Thank you is pronounced kiitos. The place is open for breakfast and lunch but closed during the summer.