Southern California and South Florida are the two regions in the U.S. where the housing crisis has been felt most severely. So this story from Southern California should be a cautionary tale for us. However inclined we may be to torture the loan agents who said they could save our homes, we should probably not act on that impulse.
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All the same, it's clear that law enforcement is overwhelmed with fraud cases, which is a recipe for exactly this kind vigilantism. It's a miracle we haven't had more stories like this one in our backyard.