Best to Let Loan Agents' Conscience Do the Torturing

Southern California and South Florida are the two regions in the U.S. where the housing crisis has been felt most severely. So this story from Southern California should be a cautionary tale for us. However inclined we may be to torture the loan agents who said they could save our homes, we should probably not act on that impulse.

All the same, it's clear that law enforcement is overwhelmed with fraud cases, which is a recipe for exactly this kind vigilantism. It's a miracle we haven't had more stories like this one in our backyard.

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