Florida Ranks as the Riskiest State for Drivers' Wallets

Florida drivers are terrible. But you know this already. All it takes is a five-minute drive around the block to come to that realization. But now, we have definitive proof that not only are drivers in Florida a complete nightmare but that our fair state ranks as the riskiest for your wallet.

Thanks to a study by finance website WalletHub, we have some empirical data showing that, owing mainly to uninsured and underinsured drivers in Florida -- mixed with the fact that most of them drive like complete assholes -- getting out on the road is not only a risk to our health but also to our bank account.

The data was put together by ranking the 50 states and D.C. by what WalletHub calls "risk factors."

WalletHub analyzed all minimum coverage requirements for mandatory forms of insurance in all of the states and then looked at the percentages of uninsured motorists. Then, it blended all that information into an algorithm showing that Florida is terrible for drivers.

The compiled data was used to break things down into separate categories, and out of all 50 states and the D.C. area, Florida is the absolute worst.

The study shows that a whopping 23.8 percent of drivers in the state are riding around our streets and highways without insurance or, at the very least, not enough insurance.

Compare that to Maine, which ranks as the least riskiest state, which has only 4.7 percentage of its residents driving without insurance.

So, it's not just about making sure your eyes are on the road so that you don't hit anyone -- it's also to make sure no one else hits you. Because, according to this data, chances are the person who crashes into you doesn't have insurance, or doesn't have enough to cover whatever damages are made to your car.

So, the moral of the story: Take the bus to work.

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Chris Joseph
Contact: Chris Joseph