One of the best things about living in South Florida, if you can afford it, is having your own boat. Another of the best things is, well, having a good friend who owns a boat. But what about the in-betweeners, those with a few bucks -- if not enough for their own yachts, enough for some self-indulgence? That´s where the Anticipation IV (110 feet long) and Anticipation V (80 feet long) come in. Day trips run from noon to 4 p.m., and four-hour evening cruises can begin anytime after 6 p.m. There´s a dizzying array of combination packages to choose from: young adult and bar/bat mitzvah, corporate, and wedding packages, not to mention silver, gold, and platinum upgrades. All include an open bar, hors d´oeuvres, and dinner. For entertainment, there´s a DJ and an MC. Floral arrangements are included on all tables, and the pilot house is open for tours. Of course, you´ll pay dearly for such lavishness, but isn´t that the point? Top-of-the-line corporate and wedding packages start as low as $5,687 (a silver upgrade for 50 guests) and go as high as $13,249.50 (a platinum upgrade for 100 guests), while young adult and bar/bat mitzvah packages with upgrades range anywhere from $5,989.50 to $10,829.50, also depending upon the number of guests and the kind of upgrade. And what, you may well ask, does all this include? A $200 fuel charge, $250 dockage charge, 6 percent sales tax, and 20 percent service charge. If you want extra time on the water, it´s prorated by the hour, and you can throw in a second DJ for $200. Oh, and did we mention the $2,500 deposit required to reserve the charter, plus $2,000 as a damage deposit on some charters? Kinda makes the $3-per-car parking fee seem insignificant, doesn´t it?